BRIAN AUMAN INSURANCE

Sales & commissions

Your clients. Their plans. Your income.

Open conversations0
Hot leads0
Follow-up due0
Sold conversations0

Open a card for discovery, notes, follow-up and bundle comparisons. Older imported notes are marked for review.

Automatic totals are estimates from your saved commission rules, not reconciled carrier payments. No sales data leaves this page.
SALE ENTRY

Add a sale

Applies to all of this client’s current and future plans.
PLAN UPDATE

Cancel a plan

The first day the old plan is no longer active.
SAVED DEFAULTS

Commission settings

Set a product once. New sales use these defaults; existing plans keep the rates saved with them.

How your totals work

One client, any number of plans

Each plan has its own start date, monthly premium, commission rule, and cancellation date. Replace a plan to link its history to a new plan. Other plans stay active.

Monthly commissions

One full monthly commission is counted on the effective date and each monthly anniversary. Month-end dates are clamped to the last day of shorter months. No installment is counted on or after cancellation. No daily proration is applied.

Nine-month advances

Nine months of first-year commissions are assumed paid on the effective date. Earnings accrue one installment at a time. There is no extra cash during months 2–9. Months 10–12 pay as earned; renewal rates begin in month 13.

Cancellations and replacements

Cancellation recovers the advance for unpaid coverage months within the first nine installments. Monthly-pay plans simply stop. Mid-month cancellation retains that month's installment in this model. Chargebacks are estimates; carrier proration and special recovery terms may differ.

Lifetime means earned so far

Lifetime earned increases with time. Net payments include the advance upfront, then subtract any chargeback on its effective date. The difference is the still-unearned advance. Plans continue renewing until you report a cancellation.

Your data stays here

The app saves in this browser on this device. Keep using the same HTML file and browser. Use Save backup regularly, before moving the file or clearing browser data. Restore replaces this app's data only after confirmation.

Your source schedules

LifeX / BHPI Region rates come from your September 6, 2026 screenshots. ManhattanLife rates come from your April 2023 TZ MGA Level 6 schedule. BrightLife rates come from your September 24, 2026 screenshots; monthly payments and unchanged renewal rates are editable assumptions. They are dated source rates, not verification of current contracts. Payment timing is editable. Carrier-specific fees, premium changes and prorated recoveries are not automatically inferred.
CONVERSATION & DISCOVERY

Recover last night’s sales

The completed import contains 226 clients and 514 policies.

Existing sales and commission settings take priority. This adds missing records and keeps your conversations.

Delete policy from CRM?

This removes the policy and its amounts from CRM reports. The client, conversations and other policies stay.

This does not cancel coverage with the carrier. For ended coverage you want to retain in your records, use Cancel plan instead.

Earlier saved versions and downloaded backups retain the record.

Delete conversation?

Permanently delete and their discovery answers, notes, history and draft comparisons?

Linked client details, policies and commissions will stay. Earlier backups and original recordings are not deleted.

Review call summary

Confirm the name and facts. Applying appends these answers to this conversation; it does not save until you choose Save conversation.